Ashburton Riders Club (ARC) is an informal group of individual riders. ARC is not an incorporated entity and is not capable of being sued. By riding with ARC riders you accept that, in doing so, you will not hold other people who ride with or support the ARC liable for any injury, loss or damage, howsoever arising, that results from your participation in an ARC ride. ARC recommends that you make your own arrangements to insure youself against loss, for example, through Bicycle Victoria membership, and provides no warranty about the adequacy or suitability of such arrangements to your circumstances.